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Sunday, September 27, 2020

Open this account in the name of the daughter, at the age of 21 you will get Rs 64 lakh || Sukanya Samrudhi Yojna,

Open this account in the name of the daughter, at the age of 21 you will get Rs 64 lakh

The government's Sukanya Samrudhi Yojana is a multi-pronged scheme to brighten the future of the daughter. Because, by investing in Sukanya Samrudhi Yojana, you can easily meet your daughter's higher education and marriage expenses.

 Which also has a guaranteed benefit. If you start investing in the plan at the age of the daughter. So you can invest in this scheme for 15 years.Sukanya Samrudhi Yojna,  So let's find out how you can deposit Rs 64 lakh.

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Sukanya Samrudhi Account Scheme 2020 Deposit

A maximum of Rs 1.5 lakh can be deposited in a single account during a financial year. So the minimum deposit in a financial year is Rs.250. This means that you can invest a maximum of Rs 1.5 lakh and a minimum of Rs 250 in an account in a financial year.

 If a person incorrectly deposits an additional amount of Rs 1.5 lakh in this account, this amount can be calculated for interest. This amount is also returned to the account of the depositors. This account can be deposited for 15 years.

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How much interest is being earned

Sukanya Samrudhi Yojana is currently earning 7.6 per cent interest. The interest rate at the time of opening an account in this scheme. That rate earns interest during the full investment period. The government has not changed the interest rate for the July-September quarter on investments made in all small savings schemes, including the Post Office Savings Account.

64 lakh on maturity

At the current interest rate, if Rs 1.5 lakh is deposited in each financial year for 15 years, the total amount deposited by you will be Rs 22,50,000 and the interest will be Rs 41,36,543. However, this account will mature after completing 21 years. There is interest on the amount deposited on the account. For 21 years, this amount will increase with interest to about Rs 64 lakh. 

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You have to keep in mind that the interest earned on Sukanya Samrudhi Yojana is decided by the Central Government every quarter. There can be many changes in interest rates till maturity.

Either documents will be required

સરકારની ૧૧૮ કલ્યાણકારી યોજનાઓ ડાઉનલોડ કરવા અહીં ક્લિક કરો.

Form for opening an account in Sukanya Samrudhi Yojana, child birth certificate. Of the depositor (parent or guardian)


Identity card such as PAN card, ration card, driving license, passport etc. Certificate of depositor's address such as passport, ration card, electricity bill, telephone bill etc. You can also use net-banking to deposit money. Upon opening the account, the post office or bank in which you have opened the account will give you a passbook.

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