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Friday, December 18, 2020

Get Rs 2 lakh by spending just Rs 330 in this government scheme, find out how to benefit || Pradhan Mantri Jeevan Jyoti Vima Yojana

Get Rs 2 lakh by spending just Rs 330 in this government scheme, find out how to benefit

It has become necessary to take steps towards security in these difficult times. Take advantage of the Pradhan Mantri Jeevan Jyoti Vima Yojana (PMJJBY), a cheap premium scheme launched by the Modi government and ensure the safety of your loved ones. The finance ministry tweeted information about PMJJBY. Pradhan Mantri Jeevan Jyoti Vima Yojana is a term insurance plan. If a person dies after the investment, his family gets Rs 2 lakh.

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PMJJBY runs from 1 June to 31 May. You need to have a bank account to avail these schemes. Insurance may be canceled due to insufficient balance in the account at the time of closing of bank account or deduction of premium. The PMJJBY was launched by the Modi government on May 9, 2015.

Features of PMJJBY

>> This scheme offers life cover up to the age of 55 years.

>> If the insured dies due to any reason, his nominee gets an amount of Rs. 2 lakhs.

>> Citizens between the ages of 18 to 50 can avail this scheme.

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>> PMJJBY's annual premium is only 330 rupees.

>> If one joins PMJJBY between the years, the premium amount will be decided on the basis of the date of application, not on the date of deduction.

Terms and Conditions

>> An individual can only associate with PMJJBY with an insurance company and a bank account.

>> A person who leaves the scheme midway can rejoin it by paying an annual premium and submitting a self-declaration of good health.

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>> To claim PMJJBY the insured nominee has to contact the bank branch where the insured has an account. Receipt of claim requires submission of death certificate of the insured and a claim form. After the process is completed, the claim amount will be transferred to the bank account of the nominee.

>> Insurance will be completed automatically after the insured reaches the age of 55 years.

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>> This is a pure term insurance policy, as a result it only covers death.

>> It also has no Maturity Benefit, Surrender Value etc.

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